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An image has surfaced which is alleged to be a satellite image of the Antarctic, and believers in extra-terrestrial life claim it could prove aliens are visiting Earth The image was posted online by an anonymous member on the forum Godlike Productions, along with a message.'This morning, in the work van, we were talking about conspiracies, and one of them were about so many big names going to Antarctica out of the blue,' the message read.'I was bored so I pulled out Google Earth for a while, just exploring, when I came across something that looked like a giant staircase.'Anyone have an idea what it is? Earlier this week, an image of a 'dome' in Antarctica sparked claims there was once a civilisation living in the frozen continent.
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When you consolidate federal loans, your new fixed interest rate will be the weighted average of your previous rates, rounded up to the next ⅛ of 1%.So, for instance: If the average comes to 6.15%, your new interest rate will be 6.25%.When you default on a student loan, it also means you’re not eligible for loan modification, deferment, forbearance, repayment plans, forgiveness or consolidation until you rehabilitate your loan.

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ED determines the interest rate of the Direct Consolidation Loan by taking the weighted average of the interest rates on your existing loans and rounding up to the nearest 1/8 of a percent (0.125).

One way to resolve a defaulted loan is to combine your existing federal student loans into a new Direct Consolidation Loan from the US Department of Education (ED).

Even if you have only one defaulted student loan, you may obtain a Direct Consolidation Loan to resolve the default.

It can even hurt your ability to rent an apartment or sign up for a new cell phone plan.

And depending on the type of loans you have, creditors can take some of your wages, withhold your tax refund or take you to court to collect the debt you owe.