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This policy explains our information gathering and dissemination practices.We collect information in three ways: (1) you share information using the service, (2) you may purchase something from us, and you would give us credit or debit card information to do that, and (3) we collect some information automatically.We reserve the right to remove any information posted to any Chatbooks application for any reason.

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Just use it wherever VISA is accepted to make purchases with funds from your PFCU Checking Account.

You can also use it like an ATM card, to make cash withdrawals.

When you use your PFCU Check Card at the point of sale, you may be asked “Debit or Credit?

Liability, however, differs considerably: If a parent wants to teach a maturing child how credit cards work, then authorized user status for the child may be a good thing (although not without risk).

On the other hand, if a friend or relative wants the convenience of a credit card but cannot qualify on his own, authorized user status may be unadvisable.